The benefits of taking out medical insurance for people with HIV/AIDS

Question who hiv aids in the district have access to clinical services through the fund for health insurance health insurance answer according to mr le quang son director of the center for hiv aids of vinh phuc province there are many reasons why people hiv aids do not have access to health insurance card such as hiv aids people yet understand the benefits of health insurance card practices many people infected with hiv aids live no household no stable residence should not be entitled to the support of health insurance policies especially with the psychological fear of being stigmatized so many hiv aids not part of health insurance.

The benefits of taking out medical insurance for people with HIV/AIDS
Before that situation vinh phuc province has implemented the project ensuring financing for activities against hiv aids the period 2016 2020 the focus of funding support level regulation of health insurance and closing costs along to pay for drug resistant viruses for the hiv aids health insurance card on the province from the year 2018 vinh phuc 2018 year strive to have 100 of hiv aids has a health insurance card accordingly the level of support the clinical services for people infected with hiv aids have the health insurance card of up to 100 to accomplish this goal the ministries the unions are actively implementing measures to the hiv aids have access to clinical services through the health insurance fund.

To extend covered health insurance card for people with hiv aids vinh phuc province strengthens communication measures in many forms common to the people to understand community about the benefits of health insurance card thereby actively campaigning for people infected with hiv aids participate the center for hiv aids of vinh phuc province in collaboration with the relevant unit urgently perfecting the basis of treatment of hiv aids; ask the medical center announces content billing payment of examination and treatment of hiv aids through the foundation of health insurance to sick people.

Half of the people infected with hiv have yet to approach health insurance


With respect to the use of health insurance through the card currently have h very hesitate to approach our services through insurance and largely because they are afraid of revealing your identity currently there are approximately 116 000 patients antiretroviral treatment which in the ratio of patients to participate in hiv aids treatment has health insurance card health insurance achieved about 50 many of the comments concerned the treatment for people infected with hiv aids can be interrupted by funding resources for the treatment of hiv aids are cut while the majority of this audience group have yet to join the health insurance.

The rate of patient treatment hiv aids new health insurance cards have reached about 50 according to the statistics of the health ministry the country has about 230 000 people infected with hiv aids alive so far antiviral treatment cost and the opportunity for human infection with hiv are from international sources however in 2017 the descending and sponsors after the year 2018 then almost will stop funding for treatment and prophylaxis of hiv in vietnam when the funding is no longer available the health insurance fund will pay the costs of antiretroviral medication as prescribed.

To date there have been over 80% of HIV/AIDS treatment facility in the hospital and the Medical Center contracts with health insurance agency. A number of HIV/AIDS treatment facility operates under the project, when turning to clinical medical insurance must be assigned to the authority, additional examination and contract HIV/AIDS new qualified health insurance payment. HIV infections who previously was project, international organizations support the examination fee, when funding was cut, if you want to be paid from the Fund for health insurance they must join medical insurance. However, people with HIV often financial difficulties should not have the ability to buy health insurance card regularly and fully.

An HIV patient in the Sunflower Club, Hanoi said: "despite the decision of the Government of the PEOPLE'S COMMITTEE, 2188 province, the city supports the H can buy cards. However, as of this moment a lot of people have not yet benefited from H to this decision. With regard to the use of HEALTH INSURANCE through the card, currently have H very hesitate to approach our services through INSURANCE and largely because they are afraid of revealing your identity ". To increase the coverage of HEALTH INSURANCE for people with HIV, the Prime Minister has directed the province, central cities are responsible for arranging the funds to buy medical insurance card for people infected with HIV to ensure 100% of people infected with HIV have a health insurance card. At the same time, the Bureau of HIV/AIDS are currently reviewing the demand of health insurance for people with HIV infection of some of the difficult to use the funds to support international aid during the early transition resources.

Mr. Phan Van Toan, Deputy Director of the health insurance (Ministry of health) said that to maintain the coverage patients antiretroviral treatment when international drug source of funding being cut is a big challenge: "When the sponsor does not provide ANTIRETROVIRAL medication again then will appear the situation stop treatment , stop using the medication. If the stop smoking does not only affect the patient, but also to the whole community. We also look forward to the individual, organization and mobilization policy to the State budget to purchase HEALTH INSURANCE for people with HIV infection ".

Currently, due to many different causes, the access and use of the services, healing with WORLDWIDE COVERAGE of the HIV infection in Vietnam remains low. Many people infected with HIV due to economic hardship should not afford the treatment. The cost of treating HIV/AIDS patients for a very different, if ANTIRETROVIRAL drugs cost only with the most popular treatment (Protocol 1), then the drug money nearly 4 million VND/person/year. If the drug-resistant disease must use proscribed higher, costs for ANTIRETROVIRAL drugs many times more expensive.

Mr. Le Van Phuc, Deputy Head of Department of HEALTH INSURANCE policy (BHXH Vietnam) said, to ensure sustainability for the prevention of HIV/AIDS, the need to use sources from HEALTH INSURANCE to pay the cost of care, treatment, tests for the HIV/AIDS infection, including antiviral drug treatment (ARV). We have the same Vietnam Ministry of health BHXH build circular pay examination for people infected with HIV, start pays for ARV drugs the HIV/AIDS HEALTH INSURANCE card from 7/2017. However, how to people infected with HIV have access to HEALTH services is the story of both the industry and medical BHXH society. The Health Ministry also confirmed, will create conditions for 100% HIV/AIDS acquired HEALTH INSURANCE card. As a rule, people who join HEALTH INSURANCE have the right not to provide the information when buying HEALTH INSURANCE card what disease./.

The rate of HIV-infected people have the health insurance card only reaches 40%


Why the rate of people infected with HIV have low HEALTH INSURANCE card is due to difficult economic conditions, have no money to buy HEALTH INSURANCE card. According to statistics, the rate of HIV infection is the card of HEALTH INSURANCE only reach half of the country's HEALTH INSURANCE card. This information is given at the Conference "implementing decision No. 2188 of the Prime payment HIV drug resistance and support users of drug resistant HIV from health insurance Funds" held on 27/11.

The Conference "implementing decision No. 2188 of the Prime payment HIV drug resistance and support users of drug resistant HIV". At the meeting, the delegates stated reasons the proportion of people infected with HIV have low HEALTH INSURANCE card is due to difficult economic conditions, have no money to buy HEALTH INSURANCE card; many people infected with HIV live, no household, no place of residence stability ... should not be entitled to the support of State policies; Fearing discrimination, discrimination if the participation of HEALTH INSURANCE.

From the year 2017, drug treatment for people infected with HIV from HEALTH INSURANCE sources accounted for about 15% of the patients; This rate increased gradually in the following years and 70% of patient striving for the treatment of HIV/AIDS to be paid through health insurance by the year 2020. The decision of the Prime 2188 regulating the HIV antiviral drug payment are stores that focus the national level from the source patient Fund, healing and health insurance support HIV antiviral drug users.

These are important advocates in order to respond promptly to maintain and increase the number of people infected with HIV, health care after the international funding. Ms. Mei Mei Peng, Deputy Director of the health program, the international development agency of the United States-the companion organization, support Vietnam in HIV/AIDS said: Vietnam Ministry of health, the Prevention Bureau, BHXH HIV/AIDS and people infected with HIV/AIDS ... all are extremely important role , is responsible to ensure the implementation of the decision of the Prime Minister to achieve the expected results as we work towards covering the whole population, patient health and avoid deaths due to HIV/AIDS causes. The success of the US starting from the decision today and many decisions in the future with innovation in terms of policy to no one abandoned behind due to HIV/AIDS causes.





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